Terms and Conditions

Effective Date: May 20, 2025

Welcome to jodhiambo.co.ke. These Terms and Conditions outline the rules and regulations for the use of our website and services. By accessing or purchasing from this website, you agree to these terms in full. If you do not agree, please do not use our website.

1. Use of the Website

• You must be at least 18 years of age or accessing the site under the supervision of a parent or legal guardian.
• You agree not to use the website for any unlawful purpose or activity.

2. Products and Services

• We offer digital educational resources including notes, videos, past papers, and online services related to actuarial and financial education.
• Products labeled as “virtual” are not downloadable and are intended for online viewing only.

3. Payments and Pricing

• All prices are listed in Kenyan Shillings (KES) or as otherwise specified.
• Payments are processed securely through approved payment gateways.
• Prices are subject to change without notice.

4. Delivery of Digital Products

• Upon successful payment, you will receive access to your purchased content via a link, email, or protected page.
• For virtual (read-only) content, downloads are not provided.

5. Refund and Cancellation Policy

• Due to the digital nature of our products, all sales are final.
• Refunds are not provided once the product has been accessed.

6. Account Responsibility

• You are responsible for maintaining the confidentiality of your account login credentials.
• You agree to notify us immediately of any unauthorized use of your account.

7. Intellectual Property

• All content on this site including text, graphics, videos, and downloads are the intellectual property of jodhiambo.co.ke and its content creators.
• You may not reproduce, distribute, or modify any content without explicit written permission.

8. User Conduct

• You agree not to misuse any part of the website or its content.
• Harassment, abusive behavior, or exploitation of the platform will result in account termination.

9. Limitation of Liability

• We are not liable for any indirect or consequential loss or damage arising from the use of our products or services.

10. Modifications

• We reserve the right to modify these terms at any time. Continued use of the site after changes constitutes acceptance of the updated terms.

11. Governing Law

• These terms shall be governed by the laws of the Republic of Kenya.

Contact Us
If you have any questions about these Terms and Conditions, please contact us via our website or email support@jodhiambo.co.ke.